Bayside Auto Sales Blog

Everett, WA Used Car Dealer Blog

Used Cars with Slow Credit near Lynnwood

Used Cars with Slow Credit near LynnwoodDealers have been helping people with subprime credit or other credit problems for several years now, including helping customers get Used Cars with Slow Credit near Lynnwood. Slow credit, or slow pay credit, is something that you get marked for if you have a habit of making your payments late.

The Basics of Slow Credit

If you make a payment less than thirty days late, your creditor will be the only one with the information readily available to them—it won’t show up on your credit report. However, if you make a payment more than thirty days late, you may find that your credit score drops by 60 to 80 points. The longer you wait, and the later your payments are, the more your score falls. If your payments are late by 30 to 180 days, you run the risk of having the slow credit stay on your credit report for up to seven years, damaging your ability to get any sort of loans. If this is a problem you have, then look for a dealer that specializes in Used Cars with Slow Credit near Lynnwood.

High Quality Used Cars Available With Slow Credit Near Lynnwood

Even with blemishes on your credit score, it’s possible to get Used Cars with Slow Credit near Lynnwood. Your first step is to take care of what has been causing your credit troubles in the first place: your delayed payments. Try to make a budget to help you manage your money, or schedule payments through your online banking service, so that you don’t run the risk of missing a payment. Preferably, do both, since you need to make sure to have enough in your bank account to pay bills. Research the used car you’ll be buying diligently, and consider using your old car as a trade-in, to help reduce the amount of money you’ll have to pay for it—and thus, how much you’ll have to pay back to the lender.

Bayside Auto Sales can help walk you through the process of buying Used Cars with Slow Credit near Lynnwood. Our representatives have helped hundreds of people with bad credit history find, finance, and maintain their cars. If you would like to schedule an appointment ahead of time, you can give us a call at 425-267-9777, or you can use our round-the-clock chat function on our easy-to-use website. You can also apply for pre-approval directly on our secure webpage.

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